The end-to-end partner for device financing

Finance devices without the fear of non-payment.

Ancla is the platform and the team that helps you enter or scale a device financing business. If your customer stops paying, you lock the device remotely; when they pay, you unlock it. With broad model coverage and direct support — not a reseller's.

Direct support, no middlemen Enrollment in seconds Broad model coverage
panel.ancla.app · Fleet
248
Active
96%
Current
9
Locked
M. Rodriguez
IMEI ·· 4471 · Payment 3/12
Active
J. Fernandez
IMEI ·· 8830 · 14 days late
Locked
Downtown Store
IMEI ·· 2095 · Payment 7/9
Active
Device paused
You have a payment due.
Pay to reactivate.
Unlocks on payment
The problem

Financing a device is lending money with legs.

The moment the device leaves the store, your collateral walks off with it. Without remote control, every installment sale is a bet that the customer will pay.

Delinquency you can't stop

The customer stops paying and you're still on the hook for the device's cost. Collecting turns into a long, expensive fight.

Fraud and diversion

Devices resold, IMEIs that vanish, and no trail of who authorized what. You carry all the risk.

Systems that skip what you sell the most

Many lock platforms don't handle budget models well — exactly the units that turn over fastest at the point of sale. You end up unable to protect most of your fleet.

Ancla turns every financed device into collateral you can actually act on, whatever the model.

Who Ancla is for

Two ways to enter the device financing business.

Whether you already finance devices or you only sell them outright today, Ancla is the platform and the partner that supports you end to end: technology, collections and commercial strategy.

Already in the business

Finance companies and retailers already financing devices

You know what delinquency and fraud cost. Add a technical partner that solves what other platforms leave unresolved.

  • Broad model coverage, including the budget devices that turn over the fastest.
  • Direct support from the team that builds the product — no resellers, no waiting days for a reply.
  • End-to-end support: technology, collections and strategy, not just a lock app.
Let's talk about your operation
Want to enter the business

You sell phones and want to add financing

If you already sell devices, financing is the most direct way to scale your business with a much higher margin. We help you enter it successfully.

  • End-to-end guidance: technology, finance and commercial strategy — not just software.
  • A partner who knows the business and speaks your language, in every sense.
  • Scale what you already sell today: the same customers, a much more profitable product.
I want to enter the business
The solution

One dashboard for your entire financed fleet.

Ancla gives you remote control over every device you finance: track payments, lock delinquent accounts, and unlock instantly once they pay.

  • Remote lock and unlock
    Pause the device on non-payment and reactivate it the moment payment clears. No visits, no friction.
  • On-device reminders
    Customers see the payment notice on their screen before any lock. You collect by reminding, not fighting.
  • Full traceability
    Every action is audited: who locked what, when and why. Segregation of duties built in.
Actions · one click
Lock on non-payment
10+ days late
Locked
Payment cleared
Payment 4/12 · today 09:12
Reactivated
Reminder sent
On-screen notice
On screen
How it works

Enroll, manage, lock or unlock.

Three steps. No lab, no commands, no black screens.

1

Enroll

Add the device by scanning a QR code or plugging it in via USB with a one-click desktop app. Done in seconds.

QR or USB
2

Manage

See your entire fleet in one dashboard: payment status, delinquency and last connection per device, by customer and by store.

Live dashboard
3

Lock / unlock

One click pauses a delinquent device; another reactivates it once they pay. Everything gets audited and the customer gets notified.

Remote control
Why Ancla

A real MDM, built for the way device financing actually works.

Not a repurposed corporate IT dashboard, and not software sold by a third party. It's the tool and the partner device financing has been missing.

True multi-tenant

Every finance company or retailer gets its own isolated space, with its own users, devices and data. Set up in minutes, not weeks.

Enrollment in seconds

Via reusable QR or USB cable with a one-click desktop app. No IT lab, no black screens, no command lines.

Fraud-resistant by design

Segregation of duties, a full audit trail, and safeguards against "double payment" or improper unlocks. Security is the priority, not an add-on.

Broad model coverage

Works with a wide range of devices, including the budget models that turn over fastest at your point of sale. You won't find out the phone you sell the most isn't supported.

Built for how you actually sell

Collections, refinancing and store workflows designed around how installment selling actually works, not adapted from a generic corporate playbook.

Direct support, no middlemen

You talk directly with the team that builds and runs Ancla, not a reseller. No waiting days for a reply while your collections are stalled.

Comparison

Ancla vs. traditional and reseller-sold platforms

Many device-lock platforms reach the market through resellers, or were built for global corporate IT and adapted later. Here's how Ancla compares on what actually matters when choosing.

What you look atAncla RecommendedPlatform + partnerTraditional platformsCorporate MDM or reseller-sold
Model compatibilityBroad coverage, including budget models.~Often limited to high-end or specific models.
SupportDirect, with the team that builds the product.Through a reseller; replies can take days.
Support levelEnd-to-end partner: technology, collections and strategy.Software license only, no business guidance.
ImplementationTailored to the scope of your operation.~Long processes, sometimes forced integrations.
Commercial flexibilityWe talk through your case, no rigid conditions upfront.~Often requires volume commitments or rigid contracts.
Modular (pick what you use)Cerrojo + Timón, Bodega, Boya and Sextante.Usually a closed or monolithic package.
Time to launchSeconds, via QR or USB.Weeks of integration.

This comparison is based on typical patterns in how financed-device lock platforms are sold and operated globally, and does not refer to any specific brand or vendor.

FAQ

What people ask before starting with Ancla

Whether you want to enter the business or scale the one you already have.

What is device financing with lock on non-payment?

It means financing a phone or other device and using an MDM to lock it remotely if the customer stops paying, unlocking it once they catch up. It turns the device into actionable collateral and reduces delinquency and fraud. Ancla handles this with enrollment in seconds via QR or USB, direct support, and every action audited.

Does Ancla work if I don't finance devices yet?

Yes. If you already sell phones or other devices outright, financing is a way to scale the business with a much better margin. Ancla supports you end to end — technology, collections and commercial strategy — to enter the business successfully.

Which phone models does Ancla support?

Ancla has broad model coverage, including budget devices that other lock platforms often leave out and that are usually the highest-turnover units at the point of sale.

Is support direct or through a reseller?

Direct. You talk to the team that builds and runs Ancla, not a reseller. No waiting days for a reply while your collections are stalled.

How much does it cost to implement Ancla?

It depends on your operation: device volume, integration with your current systems, and the scope of support you need. We talk through your case and put together a tailored proposal.

Are there rigid volume or lock-in requirements?

We don't work with closed volume requirements or contracts that don't fit your operation. We talk through your specific case to define the best way to start.

Multi-tenant
Every customer, their own isolated space
Seconds
From the box to the dashboard, no lab
100%
Every action audited and traceable
Direct
Support with no middlemen

"Before, every installment sale meant crossing your fingers. With Ancla, if they stop paying, the device pauses; when they pay, it reactivates itself. Delinquency stopped being a black hole."

— Collections operations · device finance company
Let's build your plan

Enter or scale the device financing business

Tell us about your operation — whether you already finance devices or you sell phones and want to add this line of business — and we'll put together a tailored proposal: technology, implementation and business support.

Let's talk about your project
Broad model coverage Direct support Tailored implementation

Finance with the peace of mind of an anchor.

Add your first device today and see what it feels like to collect without relying on the customer's goodwill — with a partner who knows the business by your side.

Direct support · Your workspace ready in minutes · No rigid conditions